First-time Home Buyer Mortgage

  • Home
  • First-time Home Buyer Mortgage

We Can Help Make The Biggest Purchase Of Your Life Easier!

If you are about to take that next BIG step and purchase your very first home or if you are ready to "move-on-up", you'll find the information and resources you need as well as helpful tips.

Buying a home for the first time is exciting, yet intimidating. If you have decided to take the plunge, now is the time to determine what you can afford. Whether you dream of a cozy white picket-fenced home or a luxury town-home, no one can daydream about mortgages. So, make the biggest financial decision of your life well-informed.

A mortgage professional can help you roll through the trick–n-treats of banking/mortgage loops, find you the best market rates, and saving you valuable time by handling all the groundwork on your behalf!

Did You Know?

  • As of December 15th, 2024, 30-year extend on mortgage amortizations and new-built purchases are now available for all first-time home buyers.
  • The maximum purchase price for insured mortgages has increased to $1.5 million, up from the previous $1 million.
  • The minimum down payment requirement remains at 5% for homes valued under $1 million, while homes over $1.5 million now require a 10% minimum.
  • First-time buyers can now withdraw up to $50,000 from their RRSPs for a home purchase, up from $35,000.

Start your home-buying journey with confidence!

Buying a home is an exciting journey, but it all starts with knowing what you can afford. Getting pre-approved for a mortgage isn’t just another item to check off your to-do list—it’s the key to making informed decisions, having clarity of your buying power, and an edge in the competitive market.

Why Get Pre-Approved?

  • To Know Your Budget: Getting pre-approved helps you determine the scale of your all means that you can afford. So you know exactly what price range to explore.
  • To Plan Your Payments: It provides a clear estimate of your monthly mortgage payments, ensuring they align with your financial comfort zone.
  • To Secure Your Rate: With a pre-approval, your interest rate is locked in for 90 to 120 days, protecting you from potential rate increases while you shop. Even better, if rates drop, you’ll benefit from the lower rate.

Call Any Time

+1 437-237-8888

Unlock Your Investment Potential with Us

First Time Buyer

You have dreamed about it, planned for it, and you're ready to make the biggest financial decision of your life? Don’t get robbed by the unknowing! We can help you open the door to home ownership and a better future. Investing in your own home is really like investing in yourself.

Pre-Approval

Pre-approval isn’t just for your peace of mind—it also builds confidence for everyone involved. Getting pre-approved positions you as a prepared and credible buyer. Act fast with us for Income and Employment Verification, Credit Score Check & Debt-to-Income Ratio Analysis— get the win in hand!

Your New Home

While it’s exciting to dream big, don’t forget, the final move is yet to be done! Mortgage Pre-Approval does not guarantee final mortgage approval. We have the knowledge you need to help you make the right decisions —from choosing the right mortgage to paying for the expenses associated with your home purchase.

FINANCE CONSULTING

The Best Finance Consulting

From overcoming banking hurdles to unlocking doors, we’ve helped countless clients achieve their ownership dreams, with trusted guidance and care.

4.98

Avg. Clients Ratings
  • 99% Clients Satisfaction Gaurantee

Write to Us

info@mega-financial.com